Buy-Here Pay-Here

Posted on May 13, 2011 by Dana Manner No Comments

Buy-Here Pay-Here dealers must be both a licensed motor vehicle dealer (Licensed by the DMV)  but also hold a Motor Vehicle Retail Installment Seller license from the Office of Financial Regulation. The license issued for retailers of motor vehicles who finance by  installment contract to retail buyers. This license is required by firms that  sell and finance automobiles, trucks, trailers, RV’s, motorcycles, and mobile  homes.

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Florida Statutes limit the maximum finance charge that a lender can charge a consumer on a car loan, the maximum rate of interest depends on the age of the car, and the length of the loan term.

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