Law Office of Dana L. Manner, PL - Miami, Florida
Consumer Advocate Attorney - (305) 285-9495

The maximum amount of interest, or the highest interest rate (APR) allowed by law in Florida on used car loans is governed by Florida Statutes 520.08 – “Finance charge limitation.” The statute provides for a sliding-scale of increasing interest rates allowed, depending on the age of the car at the time that it is sold or [...]

The National Automobile Dealers Association (NADA) estimates that between January 2008 and December 2011, used car retail prices increased approximately 15 percent, according to a NADA study entitled “Used Vehicle Supply: Future Outlook and the Impact on Used Vehicle Prices.” ECONOMICS 101 – SUPPLY AND DEMAND: One of the reasons for the increase is that during 2000 to 2007 (eight [...]

An earlier article on the MannerLaw Blog posted on April 14, 2012 focused on the a Clearwater Florida used car dealer that was offering cars for sale on eBay, that appear to have clean titles, and clean CarFax or AutoCheck vehicle history reports, but research indicates that many of the cars being offered by this dealer, [...]

As mentioned in an earlier article, Effective January 1, 2013 Florida will require electronic titles and liens for motor vehicles, however, there will remain a need for paper titles in order to comply with odometer disclosure requirements of the Federal Odometer Act. A PAPERLESS FUTURE? “Going Paperless” will require the Florida Department of Highway Safety [...]

Florida House Bill 1223 which contains numerous changes to highway safety and motor vehicle laws administered by the Florida Department of Highway Safety and Motor Vehicles was approved by the Governor on April 27, 2012 and becomes law on January 1, 2013. The new law amends numerous sections of the Florida Statutes. However, the focus of this article [...]

Residents of Florida’s panhandle have suffered dramatic flooding and storm damage in the past few days from Tropical Storm Debbie. As this video shows, many roads have been flooded. Car buyer’s should be wary of flood damaged cars that will be declared total loss flood vehicles by insurance companies, and that will inevitably end up on [...]

According to a press release of the US Attorney’s Office of the Middle District of Florida in Tampa, Florida US Attorney Robert E. O’Neill announced the unsealing of a thirty two count indictment charging Russell B. Simmons, Jr. (42, Tampa) with tax fraud and aggravated identity theft. Specifically, Simmons is charged with eight counts of [...]

This year there have been a number of violent hail storms across the country that have caused extensive damage to cars. No sector of the automotive market was left untouched. Car owners suffered damage to their vehicles that were parked outside. New and used car dealers suffered damage to their inventory parked on their lots [...]

June 6, 2012 – George C. Nugent, 35, owner of C And G Auto Sales has been arrested on charges that he stole more than $25,000 in sales tax he collected from customers, but failed to send in to the state, the Florida Department of Revenue announced. Mr. Nugent, who lives in Fort Lauderdale, was [...]

May 10, 2012 – Rodney T. Davis, the owner of Victory Motors of Tallahassee, Inc., formerly located in Tallahassee has been arrested on charges that he stole more than $63,000 in sales tax he collected from customers at his dealership, but failed to send in to the state, the Florida Department of Revenue announced. Mr. [...]