Practice Areas: Lemon Law (new car), Lemon Law (used car), Repossession, Undisclosed Damage, Prior Wreck or Salvage Vehicle, Faulty Repairs, Odometer Roll-back, Sales or Financing Scams, Service Contracts, DMV Title and Registration, Fraud, Deceptive and Unfair Trade Practices, Warranties, Certified Pre-owned Vehicles, Consumer Credit Law, Truth in Lending Act (TILA), Fair Debt Collection Practices (FDCPA).
Repossession
Has your vehicle been repossessed due to car loan default? Are you fighting your car’s repossession? There are many options that you may not be aware of. Our Miami practice is here to help! When you buy a car, truck, or other vehicle on credit, you should be aware that, until you have made the [...]
Lemon Law
What is a lemon? A “lemon” is a colloquial phrase used to characterize a car that just cannot seem to get fixed. In essence, the car continually fails to perform at the standard the manufacturer intended them to. To protect consumers against these types of cars, and to hold manufacturers accountable for making them, lemon [...]
Automobile Fraud
That shiny, beautiful, freshly detailed, never been in a wreck, gotta buy it today, low mileage, late model, previously owned car or truck may be your worst nightmare. The extra money you took out of savings to buy this vehicle may have just been ripped off by a thief. You may have just become a [...]
Buy-Here Pay-Here
Buy-Here Pay-Here dealers must be both a licensed motor vehicle dealer (Licensed by the DMV) but also hold a Motor Vehicle Retail Installment Seller license from the Office of Financial Regulation. The license issued for retailers of motor vehicles who finance by installment contract to retail buyers. This license is required by firms that sell and [...]
Rebuilt Vehicles
What is a “rebuilt wreck” “Get outta town!” you exclaim as the dealer tells you the price of the lightly used Acura that looks like it just rolled out of the factory. “I think it’s YOU, sir, that’s getting out of town…in this beautiful luxury vehicle right here!” he replies, almost as elated as you [...]
Dealer Fraud
Florida has a number of laws to protect consumers. The principle law relating to the automobile dealer consumer relationship is Part VI of ch. 501, F.S. This section of law describes prohibited dealer actions under the Florida Deceptive and Unfair Trade Practices Act (FDUTPA), and provides guidelines regarding motor vehicle pricing and notice to consumers. [...]
Registration “Freeze”
Since the enactment of a new statute in Florida, many Florida motorists that have fallen behind on their car loan payments, and have not lost their car yet to the repo man, have discovered that the lender has “frozen” the registration on their car, and any other car that they may own. 1 History of [...]
Car Loans
Most dealerships have a Finance and Insurance (F&I) Department, which provides one-stop shopping for financing. The F&I Department manager will ask you to complete a credit application. Information on this application may include: your name; Social Security number; date of birth; current and previous addresses and length of stay; current and previous employers and length [...]
Used Car Fraud
Federal Trade Commission’s Trade Regulation Rule Concerning the Sale of Used Motor Vehicles (the “Rule” or “Used Car Rule”), 16 CFR Part 455, which was promulgated on November 19, 1984. The Used Car Rule became effective on May 9, 1985. Violations of the Rule can result in the imposition of civil penalties of up to [...]
National Association of Consumer Advocates
- Worker and Consumer Advocates Call on Congress to Pass the Arbitration Fairness Act and Stop Forced Arbitration Press Release
- NACA and a Coalition of 46 other Public Interest Organizations Urge Congress to Pass the Arbitration Fairness Act of 2013
- NACA's Executive Director Ira Rheingold and Consumer Advocate Judy Thomas testify before the Senate Commerce Subcommittee
- Fair Housing Letter to Mortgage Settlement Monitor
- Consumer Financial Protection Bureau Will Hold Auto Lenders Accountable For Discrimination in Auto Lending
- Attorney General National Mortgage Settlement
- During National Consumer Protection Week, Consumer Advocates Warn About Harms of Forced Arbitration
- National Association of Consumer Advocates (NACA) released the following statement in response to the U.S. Supreme Court’s review of American Express Co. v. Italian Colors Restaurant
- 60 Minutes Report: 40 Million Mistakes: Is your credit report accurate?
- NACA participates in a letter with other prominent US Consumer and Civil Liberties Organizations to US Government Leaders regarding efforts to update and strengthen the privacy law in Europe and the United States
MannerLaw Blog RSS Feed
- Florida Used Car Buyers Beware February 15, 2013 Dana Manner
- USA Today Article Quotes Miami Consumer Advocate Attorney Dana Manner February 7, 2013 Dana Manner
- Florida Car Dealer’s Motion to Compel Arbitration Denied February 5, 2013 Dana Manner
- FTC Proposes Modifications to Used Car Rule December 5, 2012 Dana Manner
- eBay Car Buyers Must Do More Research Before Bidding December 4, 2012 Dana Manner
- Florida Lenders can be Liable for Car Dealer’s Bad Deals December 3, 2012 Dana Manner
- Florida Toyota Dealer Explains Florida’s Dealer Fee Law November 17, 2012 Dana Manner
- Super Storm Sandy Flood Damaged Cars May Soon Come to Market November 14, 2012 Dana Manner
- Car Dealer has Customer Arrested – Spot Delivery Scam November 14, 2012 Dana Manner
- Canadian TV Exposes “Holes” in Carfax Vehicle History Reports October 28, 2012 Dana Manner
Center for Responsible Lending
- CRL to Senate Banking Committee: Confirm CFPB's Cordray
- Driven to Disaster: Car-Title Lending and Its Impact on Consumers
- CRL Comments to CFPB 0n Proposed Remittance Transfer Rule
- Comment to CFPB: The financial exploitation of older Americans
- New Poll Shows Continued Broad Support for Financial Reforms and Consumer Protections
- CRL Remarks at CFPB Credit Reporting Field Hearing
- Deal or No Deal: How Yo-Yo Scams Rig the Game against Car Buyers
- Dealer Markup of Interest Rates is an Unfair and Deceptive Practice
- The Party’s Over for Quickie Tax Loans: But Traps Remain for Unwary Taxpayers
- High-Cost Loans Among the Unbanked